* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: "Manrope", Arial, sans-serif;
  color: #26364d;
  background: #f8f9fa;
  line-height: 1.7;
}

.container {
  max-width: 1180px;
  margin: auto;
  padding: 0 20px;
}

/* Header */
.policy-header {
  background: rgba(255, 255, 255, 0.98);
  border-bottom: 1px solid rgba(0, 46, 110, 0.08);
  box-shadow: 0 10px 26px rgba(0, 30, 70, 0.08);
  position: sticky;
  top: 0;
  z-index: 100;
}

.nav {
  min-height: 78px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}

.logo {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  color: #002e6e;
  font-weight: 800;
}

.logo-mark {
  height: 42px;
  width: 42px;
  border-radius: 8px;
  background: linear-gradient(135deg, #002e6e, #014a9d);
  color: #ffdc00;
  border: 2px solid rgba(255, 220, 0, 0.75);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 8px 18px rgba(0, 46, 110, 0.2);
}

.logo-text {
  font-size: 1.05rem;
  white-space: nowrap;
}

.logo-text strong {
  color: #f39c12;
}

.back-btn {
  background: #ffdc00;
  color: #002e6e;
  text-decoration: none;
  font-weight: 800;
  padding: 11px 18px;
  border-radius: 7px;
  transition: 0.2s ease;
}

.back-btn:hover {
  background: #f39c12;
}

/* Hero */
.hero {
  background:
    linear-gradient(rgba(0, 46, 110, 0.9), rgba(0, 46, 110, 0.82)),
    url("https://images.unsplash.com/photo-1560518883-ce09059eeffa?auto=format&fit=crop&w=1600");
  background-size: cover;
  background-position: center;
  color: #fff;
  padding: 90px 0 80px;
  text-align: center;
  min-height: auto;
  margin-top: 1px;
}

.page-kicker {
  color: #ffdc00;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 1px;
  font-size: 0.82rem;
}

.hero h1 {
  font-size: clamp(2.3rem, 5vw, 4rem);
  margin: 14px 0 16px;
}

.hero p {
  max-width: 760px;
  margin: 0 auto;
  color: rgba(255, 255, 255, 0.88);
  font-size: 1.05rem;
}

.updated {
  margin-top: 18px !important;
  color: #ffdc00 !important;
  font-weight: 700;
}

/* Policy Content */
.policy-section {
  padding: 70px 0;
}

.policy-section > .container {
  max-width: none;
  width: 100%;
  padding-left: clamp(20px, 3vw, 48px);
  padding-right: clamp(20px, 3vw, 48px);
}

.policy-layout {
  display: grid;
  grid-template-columns: 280px 1fr;
  gap: 30px;
  align-items: start;
  min-width: 0;
}

.policy-sidebar {
  background: #fff;
  border-radius: 12px;
  padding: 24px;
  border: 1px solid rgba(0, 46, 110, 0.08);
  box-shadow: 0 12px 30px rgba(0, 46, 110, 0.07);
  position: sticky;
  top: 100px;
}

.policy-sidebar h3 {
  color: #002e6e;
  margin-bottom: 14px;
}

.policy-sidebar a {
  display: block;
  color: #536174;
  text-decoration: none;
  font-weight: 700;
  padding: 9px 0;
  border-bottom: 1px solid #eef2f6;
  transition: 0.2s ease;
}

.policy-sidebar a:hover {
  color: #f39c12;
  padding-left: 5px;
}

.policy-card {
  background: #fff;
  border-radius: 12px;
  padding: 36px;
  border: 1px solid rgba(0, 46, 110, 0.08);
  box-shadow: 0 12px 30px rgba(0, 46, 110, 0.07);
  min-width: 0;
  overflow-wrap: anywhere;
}

.policy-card section {
  scroll-margin-top: 110px;
  margin-bottom: 34px;
}

.policy-card section:last-child {
  margin-bottom: 0;
}

.policy-card h2 {
  color: #002e6e;
  font-size: 1.35rem;
  margin-bottom: 12px;
}

.policy-card p {
  color: #526174;
  margin-bottom: 12px;
}

.policy-card ul {
  margin: 12px 0 16px 22px;
}

.policy-card li {
  color: #3e4e60;
  margin-bottom: 8px;
}

.contact-box {
  background: #f8fbff;
  border-left: 4px solid #f39c12;
  border-radius: 8px;
  padding: 18px;
  margin-top: 16px;
}

.contact-box p {
  margin-bottom: 6px;
}

.contact-box .contact-line {
  align-items: center;
  display: flex;
  gap: 10px;
  margin-bottom: 10px;
}

.contact-line i {
  align-items: center;
  background: #fff7e8;
  border: 1px solid #f5c36e;
  border-radius: 50%;
  color: #f39c12;
  display: inline-flex;
  flex: 0 0 34px;
  height: 34px;
  justify-content: center;
  width: 34px;
}

.contact-line a,
.contact-line span {
  color: #002e6e;
  font-weight: 800;
  text-decoration: none;
  min-width: 0;
  overflow-wrap: anywhere;
}

.contact-line a:hover {
  color: #f39c12;
}

.footer {
  background: #050505;
  color: rgba(255, 255, 255, 0.7);
  padding: 24px 0;
  text-align: center;
}

/* Responsive */
@media (max-width: 900px) {
  .policy-layout {
    grid-template-columns: 1fr;
  }

  .policy-sidebar {
    position: static;
  }
}

@media (max-width: 600px) {
  .policy-section > .container {
    padding-left: 14px;
    padding-right: 14px;
  }

  .nav {
    flex-direction: column;
    align-items: flex-start;
    padding: 16px 20px;
  }

  .back-btn {
    width: 100%;
    text-align: center;
  }

  .hero {
    padding: 65px 0;
  }

  .policy-section {
    padding: 40px 0;
  }

  .policy-card {
    padding: 22px 14px;
  }

  .contact-box {
    padding: 14px;
  }

  .contact-box .contact-line {
    align-items: flex-start;
  }

  .logo-text {
    font-size: 0.85rem;
  }
}